There is something to be said when it comes to personal experience.
Individual, specific, and direct mark the points of a personal experience from what’s known.
Serving the Tri-state area – PA, NJ, & DE like no other
With TFSB, you get the best of banking and more.
- Personal Customer Service – no Call centers, just bank personnel
- Tiered Interest Rates
- Your account is FDIC Insured
- NO minimum balance to open (Checking Accounts)
- NO monthly maintenance fees
- Initial check order is free
- Virtual and mobile banking is free
- Mobile deposits are free
- Debit cards services free
*Subject to the guidelines of Regulation E - Maximize Your FDIC Coverage possibly beyond $250,000 with the EDIE Calculator below:
Explore Your Banking Options
Which Personal Banking Product Is Right for You?
Rates may change at any time without prior notice before or after the account is opened. Fees could reduce earnings on the account. If you have questions about our deposit accounts, please call 215.423.8012, email customer service or visit our office for personal assistance.
Annual Percentage Yield (APY) |
Simple Interest Rate (Percent) |
Period of time the simple interest rate is in effect |
Minimum balance to open the account |
Minimum balance to earn APY |
|
|---|---|---|---|---|---|
Rewards |
|||||
Kasasa Cash Checking* |
0.01% to 2.00% |
0.01% to 2.00% |
Rate 2.00% up to $25,000 , |
$100 |
$100 |
Kasasa Cash Back Checking* |
0% – See cash back qualifications |
0% – See cash back qualifications |
Customer will receive 3.00% cash back up to $300.00 on qualified purchases & fees |
$100 |
$100 |
Kasasa Saver* |
0.01% to 1.00% |
0.01% to 1.00% |
Rate 1.00% up to $50,000 , |
$100 |
$100 |
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
Rate 2.00% up to $25,000.00, |
$100 |
$100 |
Savings |
|||||
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
Rate 2.00% up to $25,000.00, |
$100 |
$100 |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
2.02% to 4.08% |
2.00% to 4.00% |
Rate 4.00% over $100,000 , |
$100 |
$100 |
Affinity Specialty Savings*** |
0.75% to 5.13% |
0.75% to 5.00% |
Rate 5.00% up to $25,000.00, |
$0 & Must be an Affintiy Client, payroll deposit only |
$0 & Must be an Affintiy Client, payroll deposit only |
Affinity Money Market*** |
2.02% to 4.08% |
2.00% to 4.00% |
Rate 4.00% over $25,000 , |
$0 & Must be an Affintiy Client. |
$0 & Must be an Affintiy Client. |
Certificates of Deposit (CDs) |
|||||
5 Year CD |
3.50% |
3.50% |
Until Maturity |
$500 |
$500 |
1 Year CD |
3.75% |
3.75% |
Until Maturity |
$500 |
$500 |
Which Personal Banking Product Is Right for You?
Annual Percentage Yield (APY) |
Simple Interest Rate (Percent) |
|
|---|---|---|
Rewards Checking & Saving* |
||
Kasasa Cash Checking* |
0.01% to 2.00% |
0.01% to 2.00% |
Kasasa Cash Back Checking* |
0% – See cash back qualifications |
0% – See cash back qualifications |
Kasasa Saver* |
0.01% to 1.00% |
0.01% to 1.00% |
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
Savings* |
||
Money Market Savings* |
2.02% to 4.08% |
2.00% to 4.00% |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
2.02% to 4.08% |
2.00% to 4.00% |
Affinity Specialty Savings*** |
0.75% to 5.13% |
0.75% to 5.00% |
Affinity Money Market*** |
2.02% to 4.08% |
2.00% to 4.00% |
Certificates of Deposit (CDs) (No Institutional Deposits) |
||
5 Year CD |
4.24% |
4.15% |
5 Yr Franklin Gold* |
2.78% |
2.75% |
1 Year CD |
4.60% |
4.50% |
Period of time the simple interest rate is in effect |
Minimum balance to open the account |
Minimum balance to earn APY |
|
|---|---|---|---|
Rewards Checking & Saving* |
|||
Kasasa Cash Checking* |
Rate 2.00% up to $25,000 , 0.50% over $25,000.00 with qualifications achieved per cycle |
$100 |
$100 |
Kasasa Cash Back Checking* |
Customer will receive 3.00% cash back up to $300.00 on qualified purchases & fees |
$100 |
$100 |
Kasasa Saver* |
Rate 1.00% up to $50,000 , Rate 0.50% over $50,000 |
$100 |
$100 |
Money Market Savings* |
Rate 2.00% up to $25,000.00, Rate 4.00% over $25,000.00 |
$100 |
$100 |
Savings* |
|||
Money Market Savings* |
Rate 2.00% up to $25,000.00, Rate 4.00% over $25,000.00 |
$100 |
$100 |
IRA Savings* Qualifys for SEP, Roth, & SARSEP Savings |
Rate 4.00% over $100,000 , Rate 3.00% over $10,000 , Rate 2.00% over 0.00 |
$100 |
$100 |
Affinity Specialty Savings*** |
Rate 5.00% up to $25,000.00, Rate 0.75% over $25,000.00 |
$0 & Must be an Affintiy Client, payroll deposit only |
$0 & Must be an Affintiy Client, payroll deposit only |
Affinity Money Market*** |
Rate 4.00% over $25,000 , Rate 3.00% over $10,000 , Rate 2.00% over 0.00 |
$0 & Must be an Affintiy Client. |
$0 & Must be an Affinitiy Client. |
Certificates of Deposit (CDs) |
|||
5 Year CD |
Until Maturity |
$500 |
$500 |
1 Year CD |
Until Maturity |
$500 |
$500 |
Requirements & Disclosures
Note: Rates are subject to change at anytime
*Applications for deposit products will only be taken from customers residing in the Bank’s market area of PA, NJ, & DE.(STATE ID REQUIRED)
*See disclosures for additional information and Kasasa Products here.
**See disclosures for additional information and Kasasa Products. TFSB account required for Interest earned deposits from Franklin Gold CD, E-statements only here
***See disclosures for additional information and Kasasa Products. Must be an affinity client for eligibility of product. E-statements only here